Does Geico have dog breed restrictions for home insurers? Insurers are more likely to deny insurance to people with pit bulls or rottweilers. It is important to understand that certain dogs can be dangerous, and that your insurance provider is considering that possibility when writing your policy. Dogs may attack people who wander onto your property, and you don’t want that to happen. In addition, dogs may bark at people who do not intend harm.
While some insurers do not discriminate by dog breed, many still do. State Farm, for example, does not discriminate against breed when writing home insurance for people with dogs. It’s important to remember that every dog has its own personality and behavior, and breed may not determine how your dog behaves. Although most dog bites result from a perfect storm of circumstances, you can reduce your risk of being bit by practicing responsible dog ownership and educating others on how to deal with the unpredictable nature of dogs.
If you have a dog that is on a dog breed list that is considered “vulnerable” by the insurance provider, your premiums may rise. Insurers may also refuse to cover you if your dog is aggressive or bites someone. While most carriers do not have strict dog breed restrictions, it’s always a good idea to check first before purchasing insurance. It’s worth the extra money to protect your family and property from potential lawsuits.